Do you use (or like) Apple Pay? I don’t.
Apple recently released “Apple Pay” for their iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad mini 3 devices. The Apple Pay feature allows you to pay for your purchases by using your cell phone. Which sounds pretty neat, right?
As neat as it may sound, I still prefer to use physical (tangible) credit cards. I just feel like that method is more secure and handy than having my phone out to pay. Mostly because I am skeptical of security measures when it comes to new technology. And yes, I do know that this isn’t technically “new.” I mean, I use my phone to pay at Starbucks and I honestly believe it’s more of a hassle to pay with my phone than to just to whip out a credit card and swiping it. But maybe I’m just too critical of change.
Apple’s competitor, CurrentC, was hacked earlier this week. Maybe they don’t have the technology and encryption or whatever that Apple does… but regardless of the reason, I still think this technology is ‘new’ in the sense that it has only recently received momentum.
I’m making progress though. I added my Citi AAdvantage Platinum credit card from Citi to my phone, so that’s a good first step. I only added it in case I walk out one day and leave my card behind. It’s the only credit card I use anyway.
Currently you can use Apple Pay at over 30 retailers and restaurants. Most major banks are also participating in Apple Pay.
Participating companies:
- BJ’s
- Chevron
- DUANEreade
- Foot Locker
- Office Depot
- Petco
- Whole Foods
- Sports Authority
- Subway
- Walgreens
- Nike
- Disney Store
- Toys R Us
- and many more!
Citibank, Bank of America, USAA, Capital One, American Express Chase and Wells Fargo participate as well. Currently, Apple Pay only supports cards branded by MasterCard, Visa and American Express.
“I just feel like that method is more secure and handy than having my phone out to pay.” This sums up why your opinion means nothing. You’re basing your opinion on feelings rather than actual facts. Do some research and you’ll see that Apple Pay is infinitely more secure that a regular credit cards. If you lose your credit card, anyone can use it to make charges. If you lose your phone, it is impossible for someone to use it to make purchases. On the backend, Apple doesn’t store your credit card information so you don’t have anything to worry about. Also, the reference to the CurrentC hack is invalid. All the hackers got was a bunch of email addresses, not any financial information.
Please do some research next time and try to make an informed decision on facts rather than your biases.
As I recall, this is my blog and therefore I can post whatever I want. Biased or not. If you check the category it is under “opinion” and therefore I am entitled to my opinion based on my personal preference. If you don’t like it deal with it and go read another blog. My posts aren’t geared towards your preference but rather what I want and what I find practical. At no point in time did I describe what information was compromised from CurrentC, don’t jump to assumptions that it was financial information or otherwise.
If I recall, iCloud was supposedly safe too and look what happened with that. On the other hand my AA PLT credit card has never been stolen or used without my permission.
Go for a run and have a breather.
Apple fanboy